Selling a home in Roseville today can be a challenge, especially with the tough competition from nearby short sales and foreclosures.
Real estate values have been declining in part because of the lower asking prices offered through banks who need to bring down their real estate owned inventory. Roughly half of the sales in today’s MN real estatemarket has come from traditional home sellers. Are you in the search for help to sell your home listing in Roseville?
It has never been more important to enlist the help of a Roseville real estate agent who understands recent trends in market values. When we visit your home to complete a market analysis, we will compare all of the features of your home to the competing homes for sale in your neighborhood. We will need to look at all of the homes for sold within the past few months to see what the actual sales prices have been. By doing this we will be able to estimate what price a buyer might pay for your home within a reasonable period of market time.
Choices When You Owe More Than The House Is Worth
The challenge for many sellers today is trying to get enough for their house to pay off the their current mortgage. If a property seller owes more on their home loans than what we can sell it for we will either need to discuss paying down the mortgage, going through the process of a short sale, or listing the current house for rent and in order to move to another one. With the quickly rising rents in today’s market, sellers are quite often finding that they can cover all of the expenses for the home through their renter’s income.
Will Rental Income Help Me Qualify?
Lenders have specific guidelines to follow for those Roseville home sellers who have decided rent out their home in order to buy another. Depending on the equity that you have in your home, a mortgage lender may or may not consider the rental income you receive when they qualify you for the new mortgage. The only way to know this is to call a lender to get preapproved.
Once we meet to discuss your home’s current market value it is critical that you go through the process of getting preapproved for a mortgage loan. Your mortgage lender can help you decide which of the options are best whether renting or selling your current house. The process of getting preapproved is free, and if you decide not to proceed, there is no obligation to borrow money. A good mortgage lender will be able to analyze all of the financing options available to you such as MN FHA loans, Conventional, VA, or other types of mortgage loans.
Living in Roseville
There are many great reasons to consider living in the City of Roseville. Located in Ramsey County, and with borders touch both St. Paul and Minneapolis, residents have a convenient commute to a wide variety of employers. Homeowner’s in Roseville also enjoy some of the lowest property taxes in the area partly due to its commerically-zoned land. Home to the original Target and Best Buy stores, Roseville is a major shopping district and has more restaurants per capita than anywhere else in the Twin Cities. Students in the area attend one of the schools in the Roseville Area Schools system, District 623. If you are thinking of buying or selling Roseville real estate agent please give me a call or send me an email.
Let’s Talk!
If you want to learn more about selling your Roseville home call me. I will work with you to complete a competitive market analysis for free. We will discuss all of your available options based on today’s market. Feel free to send me an email or call me.
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 50 of 96.
See more City of Roseville | Houses | Condos | Townhomes .
(all data current as of
5/19/2013)
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0 beds, 0 baths
Lot size: 1.08 ac
Listed with Afton Realty, LLC
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4 beds, 1 full, 2 part baths
Home size: 2,980 sq ft
Lot size: 24,393 sqft
Listed with TheMLSonline.com, Inc.
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4 beds, 3 full, 1 part baths
Home size: 3,634 sq ft
Lot size: 6,098 sqft
Listed with Edina Realty, Inc.
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3 beds, 1 full, 2 part baths
Home size: 3,313 sq ft
Listed with Coldwell Banker Burnet
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0 beds, 0 baths
Listed with Results Real Estate
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0 beds, 0 baths
Lot size: 1.51 ac
Listed with Christianson & Company
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4 beds, 2 full, 2 part baths
Home size: 3,952 sq ft
Lot size: 15,246 sqft
Listed with MN Real Estate Options
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3 beds, 1 full, 1 part baths
Home size: 1,749 sq ft
Lot size: 1.93 ac
Listed with C.U.Realty
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4 beds, 1 full, 2 part baths
Home size: 2,775 sq ft
Lot size: 11,325 sqft
Listed with Keller Williams Integrity RE
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7 beds, 2 full, 4 part baths
Home size: 5,292 sq ft
Lot size: 37,461 sqft
Listed with Keller Williams Premier Realty
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4 beds, 1 full, 3 part baths
Home size: 3,446 sq ft
Lot size: 13,068 sqft
Listed with Edina Realty, Inc.
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6 beds, 1 full, 2 part baths
Home size: 3,675 sq ft
Lot size: 32,670 sqft
Listed with RE/MAX Results
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3 beds, 1 full, 1 part baths
Home size: 2,046 sq ft
Lot size: 2.63 ac
Listed with Edina Realty, Inc.
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4 beds, 2 full, 1 part baths
Home size: 3,073 sq ft
Lot size: 40,423 sqft
Listed with Edina Realty, Inc.
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3 beds, 1 full, 2 part baths
Home size: 2,198 sq ft
Lot size: 14,374 sqft
Listed with Keller Williams Integrity RE
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3 beds, 2 full, 1 part baths
Home size: 2,596 sq ft
Lot size: 10,454 sqft
Listed with Edina Realty, Inc.
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2 beds, 1 full, 2 part baths
Home size: 2,317 sq ft
Lot size: 3,049 sqft
Listed with Coldwell Banker Burnet
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0 beds, 0 baths
Lot size: 1.50 ac
Listed with RE/MAX Specialists
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4 beds, 1 full, 3 part baths
Home size: 2,461 sq ft
Lot size: 11,761 sqft
Listed with Better Homes and Gardens Real Estate-All Seasons
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0 beds, 0 baths
Listed with RE/MAX Results
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4 beds, 1 full, 2 part baths
Home size: 2,862 sq ft
Lot size: 10,018 sqft
Listed with RE/MAX Results
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5 beds, 1 full, 1 part baths
Home size: 2,122 sq ft
Lot size: 10,890 sqft
Listed with Coldwell Banker Burnet
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3 beds, 1 full, 1 part baths
Home size: 2,318 sq ft
Lot size: 14,810 sqft
Listed with Executive Associates Realty
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4 beds, 1 full, 2 part baths
Home size: 2,239 sq ft
Lot size: 24,829 sqft
Listed with Edina Realty, Inc.
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4 beds, 1 full, 1 part baths
Home size: 1,846 sq ft
Lot size: 10,018 sqft
Listed with Edina Realty, Inc.
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4 beds, 2 full, 1 part baths
Home size: 2,200 sq ft
Lot size: 30,492 sqft
Listed with Re/Max Synergy
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2 beds, 2 full, 1 part baths
Home size: 2,055 sq ft
Lot size: 2,613 sqft
Listed with Coldwell Banker Burnet
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0 beds, 0 baths
Lot size: 37,026 sqft
Listed with Parkview Real Estate Associates, Inc.
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4 beds, 1 full, 1 part baths
Home size: 1,976 sq ft
Lot size: 12,632 sqft
Listed with Edina Realty, Inc.
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4 beds, 3 full, 1 part baths
Home size: 2,976 sq ft
Lot size: 10,018 sqft
Listed with Keller Williams Premier Realty
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4 beds, 1 full, 2 part baths
Home size: 1,622 sq ft
Lot size: 13,503 sqft
Listed with Coldwell Banker Burnet
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4 beds, 1 full, 1 part baths
Home size: 1,560 sq ft
Lot size: 10,018 sqft
Listed with Edina Realty, Inc.
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0 beds, 0 baths
Lot size: 2.55 ac
Listed with Coldwell Banker Burnet
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3 beds, 1 full, 1 part baths
Home size: 1,594 sq ft
Lot size: 11,761 sqft
Listed with RE/MAX Specialists
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4 beds, 1 full, 1 part baths
Home size: 3,362 sq ft
Lot size: 10,018 sqft
Listed with Coldwell Banker Burnet
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4 beds, 1 full, 2 part baths
Home size: 2,390 sq ft
Lot size: 11,761 sqft
Listed with Lakes Area Realty
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3 beds, 1 full, 1 part baths
Home size: 2,148 sq ft
Lot size: 16,988 sqft
Listed with RE/MAX Specialists
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2 beds, 1 full, 2 part baths
Home size: 2,576 sq ft
Lot size: 4,356 sqft
Listed with Coldwell Banker Burnet
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3 beds, 1 full, 1 part baths
Home size: 1,276 sq ft
Lot size: 10,890 sqft
Listed with Enterra Realty
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3 beds, 1 full, 1 part baths
Home size: 1,760 sq ft
Lot size: 14,374 sqft
Listed with RE/MAX Results
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3 beds, 1 full, 1 part baths
Home size: 1,413 sq ft
Lot size: 11,761 sqft
Listed with Counselor Realty, Inc.
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1 bed, 1 full, 1 part baths
Home size: 1,729 sq ft
Lot size: 3,049 sqft
Listed with Real Estate Masters, Ltd.
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3 beds, 1 full, 1 part baths
Home size: 2,082 sq ft
Lot size: 6,534 sqft
Listed with Tangletown Realty
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3 beds, 1 full, 1 part baths
Home size: 1,881 sq ft
Lot size: 19,602 sqft
Listed with Executive Realty
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3 beds, 1 full bath
Home size: 1,192 sq ft
Lot size: 10,018 sqft
Listed with Coldwell Banker Burnet
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4 beds, 1 full, 1 part baths
Home size: 1,990 sq ft
Lot size: 18,730 sqft
Listed with RE/MAX Results
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3 beds, 1 full bath
Home size: 1,589 sq ft
Lot size: 13,068 sqft
Listed with RE/MAX Results
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2 beds, 1 full, 1 part baths
Home size: 1,663 sq ft
Lot size: 1,306 sqft
Listed with Edina Realty, Inc.
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4 beds, 2 full baths
Home size: 1,810 sq ft
Lot size: 12,196 sqft
Listed with RE/MAX Results
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2 beds, 1 full, 1 part baths
Home size: 1,171 sq ft
Lot size: 1,306 sqft
Listed with Keller Williams Premier Realty
Listing information deemed reliable but not guaranteed. Read full disclaimer.