Coming Soon! 3 Bedroom, 3 Bathroom Como Park Charmer with 2 Car Garage. This home is priced to move quickly at $224,900 and will be made available to the rest of the public mid-July. If Como Park is your area, you should take a look at this home before it is gone. Contact us today to set up your own Private Showing.
1235 Alameda St., Como Park
Offered at: $224,900
3 Bedroom | 3 Bathroom
Expected MLS Date: Mid July
Listed By: Shawn Korby 651-442-0829
Brand New Listing for Sale in the Como Park area. Price to be determined. Close to Como Park with lots of Charm. 3 Bedrooms on one level, 2 Bathrooms and a 2 Car Garage. 
To schedule a showing before this property goes back on the MLS, please call or text the listing agent – Shawn Korby at 651-442-0829 or email at ShawnKorby@kw.com.
Showing properties
1 - 48 of 48.
See more Como community | Houses | Condos | Townhomes .
(all data current as of
5/18/2013)
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Most of the programs for down payment assistance are especially designed around the needs of the first time buyer. Each has its own set of qualifying guidelines. Some of these program guidelines include things like maximum income, debt versus income ratios and more. You will want to check with a mortgage professional who can help review your eligibility requirements.
One of the better programs for entry cost assistance is now available in Como Park as well as all cities and counties in MN. The Minnesota Housing Finance Agency offers the HAF program which can help with between $3,000 and $4,500 of assistance. This entry cost assistance comes in the form of a 2nd mortgage but has no interest rate and no monthly payments to make. One benefit to HAF is that it can be used along with other city entry cost assistance programs when available.
One of the better assistance programs is currently available in Como Park as well as throughout the state of Minnesota. The Minnesota Housing Finance Agency offers a great program called HAF which includes up to $4,500 of entry cost assistance. This assistance comes in the form of a second mortgage with no interest and requires no monthly payments. The other great thing about HAF is that it can usually be layered in combination with other entry cost assistance programs when available in various communities.
Most down payment assistance programs in Minnesota have a requirement that must get a certification through a class for first time buyers. You will need to plan for a one-day classroom training and it is is offered through several community agencies Dates and times for the classes vary but are available evenings and weekends. If you are using a local community down payment assistance program be sure to find a class that satisfies both the state and local community program guidelines. Registration is simple and can be done 24 hours a day because you can register for the Home Stretch Workshop on the internet.
For many Minnesota first time home buyers the big, intimidating question is where do I start the process? Your first step to home ownership is to get pre-approved for a mortgage. In so doing you will find out how much you are qualified for so that we can search for homes in the right price range.
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 50 of 73.
See more 744 - Como.
(all data current as of
5/18/2013)
Listing information deemed reliable but not guaranteed. Read full disclaimer.
How much money do I need to save in order to buy my first home in Como Park? There we can research and find MN down payment assistance programs that are available that can help qualified home buyers.
Most of the programs for down payment assistance are especially designed around the needs of the first time buyer. Each has its own set of qualifying guidelines. Some of these program guidelines include things like maximum income, debt versus income ratios and more. You will want to check with a mortgage professional who can help review your eligibility requirements.
One of the better programs for entry cost assistance is now available in Como Park as well as all cities and counties in MN. The Minnesota Housing Finance Agency offers the HAF program which can help with between $3,000 and $4,500 of assistance. This entry cost assistance comes in the form of a 2nd mortgage but has no interest rate and no monthly payments to make. One benefit to HAF is that it can be used along with other city entry cost assistance programs when available.
One of the better assistance programs is currently available in Como Park as well as throughout the state of Minnesota. The Minnesota Housing Finance Agency offers a great program called HAF which includes up to $4,500 of entry cost assistance. This assistance comes in the form of a second mortgage with no interest and requires no monthly payments. The other great thing about HAF is that it can usually be layered in combination with other entry cost assistance programs when available in various communities.
Most down payment assistance programs in Minnesota have a requirement that must get a certification through a class for first time buyers. You will need to plan for a one-day classroom training and it is is offered through several community agencies Dates and times for the classes vary but are available evenings and weekends. If you are using a local community down payment assistance program be sure to find a class that satisfies both the state and local community program guidelines. Registation is simple and can be done 24 hours a day because you can register for the Home Stretch Workshop on the internet.
As one of the 9 original counties when the Minnesota territory was first established in 1849, Washington County is rich with history. The larger cities of the area include Woodbury, White Bear Lake, and Stillwater. The county seat of Washington County is in Stillwater, MN. As one of the fastest growing areas in the Twin Cities, the population of the county has more than doubled over the last thirty years. Minnesota first time home buyers benefit from affordable homes in the area as well as down payment assistance programs such as the Woodbury first time home buyers program.
For many Minnesota first time home buyers the big, intimidating question is where do I start the process? Your first step to home ownership is to get preapproved for a mortgage. In so doing you will find out how much you are qualified for so that we can search for homes in the right price range.
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 50 of 73.
See more 744 - Como.
(all data current as of
5/18/2013)
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Are you looking to buy one of the foreclosures in Como Park? Whether you own your own home now or are a MN first time home buyer, you should learn the basics before going out to buy. While there are many great values in Como Park foreclosures you will want to be prepared for how to negotiate your offer.
The Como Park neighborhood is situated in the northwestern part of Saint Paul along the northern city limits. It is bounded by the cities of Roseville and Falcon Heights on the west and north. Nearly 2 million visitors are attracted to the Como Zoo and Conservatory every year. With a variety of affordable Como Park homes for sale, this is a great location for Minnesota first time home buyers.
A bank-owned foreclosure can be a great deal sometimes because the bank owns it and is paying for the maintenance of it. As opposed to a short sale, the selling bank has a big motivation to get the listing off of their books. Since there are many buyers in competition with you, you might be surprised at what you will need to offer in order to get the property. In the lower price ranges it has turned into a sellers market meaning that many foreclosures sell for well above the listing price! Knowing what to offer for the foreclosure is critical in terms of being successful with your purchase.
There are 2 major factors to consider what you will make as an offer. The first is how long the property has been on the market and the second thing is the general property condition. A foreclosure that has just been listed is likely to sell for near the listing price (or even higher), while a bank that has a house that has been on the market a long time might be willing to negotiate for deeper discounts. Also, a home that is in poor condition may not be able to be financed so the bank may reduce the price far enough to attract cash buyers. I can help you determine these factors as we go out looking for Como Park foreclosures.
If you are going to be financing the purchase of a foreclosure there are some critcal things to know. First, the property must be in acceptable condition in order to qualify for most loan programs. Properties that are in poor condition will either require a cash offer or special financing such as FHA 203k. Selling banks will also tend to limit the amount seller paid concessions towards the closing costs of your home loan. In most cases the selling bank will limit their contribution to 3 per cent of the selling price, or 2 per cent if you are an investor. Finally a selling bank will never look at your offer if it includes a financing contingency and if you don’t provide a preapproval letter along with the offer.
For many MN first time buyers the intimidating question is where do I start? Your very first step to home ownership is to get prequalified for a home loan. In so doing you will find out how much you are qualified for so that we can research homes in a price range with comfortable payments for you.
If you are planning on buying a Como Park foreclosure please give me a call or send me an email. There are many great Como Park foreclosure values out there but knowing which one takes some time and expertise. I would very much like to help you in your search for the ideal house!
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 50 of 73.
See more 744 - Como.
(all data current as of
5/18/2013)
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Many Richfield home sellers are faced with the problem of being “upside-down” on their mortgages. The fact is that in order to sell your property in the Minnesota real estatemarket today you need to pay off the entire mortgage in order to sell the home. Unless you want to arrange a short sale with your mortgage lender, this means you will bring money to the closing table to pay off the remaining balance owed. As a result many home sellers in Richfield who want to move are considering the possibility of renting out their current home in order to buy a new one.
The good news today is that with the tougher real estate market, rents have increased significantly. It is not uncommon to find renters competing with each other to rent out your home as their is a shortage of quality rentals available today. Many home sellers are finding that they can more than cover the expenses for owning the home with the increased amount of rents.
The goal, of course, is to rent the old home out long enough to allow the real estate market to recover in terms of values. Hopefully within a few years the value of your rental home will rise sufficiently to sell it for enough to pay off the mortgage. The key to accomplishing this is to see if you will qualify for a new mortgage if you have rented out your current home.
Lenders have specific guidelines for those Richfield sellers who will rent out their home to buy another. Depending on the equity that you have in your home, a mortgage lender may or may not consider the rental income you receive when they qualify you for the new mortgage. The only way to know this is to call a lender to get preapproved.
Once we meet to discuss your home’s current market value it is critical that you go through the process of getting prequalified for a home loan. Your mortgage lender can help you decide whether you should rent out or sell your current house. The process of preapproval is generally free and contains no loan obligation. A good lender will be able to examine all of the options available to you such as MN FHA loans, VA, conventional, or other types of loans.
The Como Park neighborhood is located in the northwestern part of St. Paul along the northern city limits. It is bounded by the cities of Roseville and Falcon Heights on the west and north. Nearly 2 million visitors are attracted to the Como Park Zoo every year. With plenty of affordable Como Park homes for sale, this is a great location for Minnesota first time home buyers.
If you want to talk about renting out your current home, please email me for more information.
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 50 of 90.
See more City of Richfield | Houses | Condos | Townhomes .
(all data current as of
5/18/2013)
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Close to 2000 homes appear in Saint Paul’s Neighborhood MLS North End/South Como, which used to be MLS COMO. The question is, why did they do this? I have not been able to get a good answer yet. The answers I have heard are: 1. This is how it always should have been & (2) This is how the City of St. Paul defines neighborhoods. OK, good enough, the problem is this: MLS has had this area defined (and have been calling it COMO) since at least 1972 according to my records. Now this neighborhood, what has for a long time been be called and LISTED as Como, now is combined with North Ends area. See this 
map.
Here is the real deal… As of SEP 2011, the year to date average sale price for COMO is $156,951. The average year to date sale price for North End is $80,163. More simply, the cost per sq ft in Como is $129/ft, where avg Cost per sq ft in North End is $72/ft. We estimate about 1946 homes to be located in the shaded areas. Here is a list of sales the the shaded area of the map since Aug 2006. For the obvious reasons, I think this needs to changed back. Please leave comments at the bottom this post will be forwarded the people in charge.
See a list of 366 homes that have sold since 8/1/2006
Coming Soon!
3 Bedroom 1 Bathroom 1 Car Garage with an absolute beautiful Kichen Remodel. Offered at a Pre-MLS price of $169,900. See this before the rest of the buyers do!
Pre-MLS Price – $169,900
[contact-form 7 "Contact Shawn Hartmann"]
Coming Soon! Brand New Pre-MLS Home for Sale in High Demand Como Park. 2 Bedrooms, 1 Bathroom and 2 Car Garage. Brand New Updated Kitchen and Bathroom. Very nice Hardwood Floors in a Premier Location in Como Park.
Pre-MLS Price Offered at: $169,900
[contact-form 7 "Contact Shawn Hartmann"]
Coming to the Market Soon! Be the first to see this home before the rest of the public sees it. 4 Bedroom 2 Bathroom All Brick Home located in Premier North Como Park area. .
Updates include – New Kitchen, New Bathroom, New Windows, Awesome back yard, 2 car gar, and More..!
[contact-form 7 "Contact Shawn Hartmann"]
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