Selling a Phalen Home
Selling a home today in Phalen can be a big challenge, especially considering that nearly half of the competitive listings are short sales or foreclosures. Real estate values have been declining in part because of the lower asking prices offered through banks who need to bring down their real estate owned inventory. Roughly half of the sales in today’s MN real estatemarket has come from non-bank home sellers. Are you looking for help to sell your home listing in Phalen?
Why Use A Realtor To Sell Your Phalen Home?
It’s never been more important to work with a Phalen real estate agent who understands recent trends in market values. When we visit your home as a Realtor to complete a market analysis, we will compare all of the features and benefits of your property to the competing homes for sale in the area. We need to look at all of the properties that have sold within the past few months to see what the actual sales prices have been. By doing so we can estimate what price a home buyer might pay for your home listing within a reasonable period of time on the market.
One of the challenges for many sellers today is in trying to get enough for their house to pay off the their current mortgage. If a home seller owes more on the mortgages for their home than what we can sell it for we will either need to discuss paying the mortgages down, going through the process of a short sale, or listing the current house for rent and in order to move to another one. With the quickly rising rents in today’s market, sellers are quite often finding that they can cover all of the resulting expenses for the house through their renter’s income.
Lenders have specific guidelines to follow for those Phalen home sellers who have made the decision to rent out their house to buy another. Depending on the equity that you have in your home, a mortgage lender may or may not consider the rental income you receive when they qualify you for the new mortgage. The only way to know this is to call a lender to get preapproved.
Once we have a chance to meet to discuss the value of your current home it is important that you go through the process of getting preapproved for a mortgage loan. Your mortgage broker can help you decide whether you should rent out or sell your current house. The process of mortgage preapproval is is usually free and contains no loan obligation. A good mortgage banker will be able to analyze all of the options available to you such as through MN FHA loans, Conventional, VA, or other types of mortgage financing.
Phalen Neighborhood Information
The Payne Phalen neighborhood of Saint Paul is sometimes known as the “Greater Eastside”. Nearly a half-million visitors are attracted to the lovely Lake Phalen each year, one of the largest lakes in Saint Paul. Just a few blocks from downtown Saint Paul, Payne-Phalen residents enjoy a quick commute to many major employers. With a variety of affordable Phalen homes for sale, this is an ideal neighborhood for the MN first time home buyer.
Ready to Get Started?
If you would like to learn more about the process of selling your Phalen home call me. I will work with you to complete a market analysis of your home for free. We will discuss all of your available options based on today’s market. Feel free to send me an email or give me a quick call
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 50 of 76.
See more 714 - Phalen.
(all data current as of
5/23/2013)
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2 beds, 1 full, 1 part baths
Home size: 1,758 sq ft
Lot size: 14,810 sqft
Year built: 1935
Parking spots: 2
Listed with Beck Realty, Inc.
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2 beds, 1 full bath
Home size: 884 sq ft
Year built: 1925
Parking spots: 2
Listed with Edina Realty, Inc.
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5 beds, 2 full baths
Home size: 2,159 sq ft
Lot size: 6,534 sqft
Year built: 1956
Parking spots: 4
Listed with RE/MAX Professionals
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2 beds, 1 full bath
Home size: 820 sq ft
Lot size: 6,969 sqft
Year built: 1878
Parking spots: 2
Listed with Edina Realty, Inc.
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3 beds, 2 full baths
Home size: 2,131 sq ft
Lot size: 6,098 sqft
Year built: 1946
Parking spots: 2
Listed with RE/MAX Results
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4 beds, 1 full, 1 part baths
Home size: 2,022 sq ft
Lot size: 6,098 sqft
Year built: 1938
Parking spots: 2
Listed with Keller Williams Integrity Rlty
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5 beds, 1 full, 1 part baths
Home size: 1,380 sq ft
Lot size: 4,356 sqft
Year built: 1977
Parking spots: 2
Listed with Edina Realty, Inc.
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3 beds, 3 full baths
Home size: 2,328 sq ft
Year built: 1921
Parking spots: 4
Listed with RE/MAX Specialists
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3 beds, 2 full baths
Home size: 1,957 sq ft
Lot size: 4,791 sqft
Year built: 1941
Parking spots: 4
Listed with RE/MAX Results
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3 beds, 1 full, 1 part baths
Home size: 1,426 sq ft
Lot size: 10,018 sqft
Year built: 1942
Parking spots: 3
Listed with RE/MAX Results
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3 beds, 2 part baths
Home size: 1,786 sq ft
Lot size: 4,356 sqft
Year built: 1924
Parking spots: 3
Listed with Coldwell Banker Burnet
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3 beds, 1 full, 1 part baths
Home size: 2,037 sq ft
Lot size: 4,791 sqft
Year built: 1924
Parking spots: 2
Listed with Edina Realty, Inc.
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4 beds, 1 full, 1 part baths
Home size: 1,704 sq ft
Lot size: 4,791 sqft
Year built: 1904
Listed with RE/MAX Results
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4 beds, 2 full, 1 part baths
Home size: 2,036 sq ft
Lot size: 11,761 sqft
Year built: 1994
Parking spots: 3
Listed with High Pointe Realty, Inc.
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3 beds, 2 full baths
Home size: 1,220 sq ft
Lot size: 6,534 sqft
Year built: 2013
Parking spots: 2
Listed with Discover Realty
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3 beds, 2 full baths
Home size: 1,220 sq ft
Lot size: 4,791 sqft
Year built: 2013
Listed with RE/MAX Results
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3 beds, 2 full baths
Home size: 1,220 sq ft
Lot size: 4,791 sqft
Year built: 2013
Listed with RE/MAX Results
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2 beds, 1 full, 1 part baths
Home size: 1,241 sq ft
Lot size: 10,890 sqft
Year built: 1937
Parking spots: 2
Listed with RE/MAX Complete Real Estate
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4 beds, 2 full baths
Home size: 1,250 sq ft
Lot size: 9,583 sqft
Year built: 1912
Parking spots: 4
Listed with Keller Williams Integrity RE
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2 beds, 1 full, 1 part baths
Home size: 1,250 sq ft
Lot size: 7,405 sqft
Year built: 1893
Parking spots: 2
Listed with Creative Results
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2 beds, 1 full bath
Home size: 928 sq ft
Lot size: 4,791 sqft
Year built: 1884
Parking spots: 1
Listed with Edina Realty, Inc.
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5 beds, 1 full bath
Home size: 1,332 sq ft
Lot size: 4,791 sqft
Year built: 1900
Parking spots: 2
Listed with RE/MAX Results
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3 beds, 1 full, 1 part baths
Home size: 1,820 sq ft
Lot size: 4,791 sqft
Year built: 1926
Parking spots: 1
Listed with RE/MAX Results
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3 beds, 1 full, 1 part baths
Home size: 1,875 sq ft
Lot size: 6,098 sqft
Year built: 1978
Parking spots: 2
Listed with RE/MAX Professionals
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2 beds, 1 full, 1 part baths
Home size: 1,620 sq ft
Year built: 2005
Parking spots: 2
Listed with Axis Realty
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2 beds, 1 full bath
Home size: 1,035 sq ft
Lot size: 1,045 sqft
Year built: 1982
Parking spots: 1
Listed with DBR Realty, LLC
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3 beds, 1 full, 1 part baths
Home size: 1,320 sq ft
Year built: 1904
Listed with Keller Williams Classic Realty
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2 beds, 1 full, 1 part baths
Home size: 1,781 sq ft
Lot size: 3,920 sqft
Year built: 1923
Parking spots: 1
Listed with Real Estate Solutions MN & WI
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3 beds, 2 full baths
Home size: 1,276 sq ft
Lot size: 4,356 sqft
Year built: 1908
Parking spots: 4
Listed with Keller Williams Premier Realty
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4 beds, 1 full, 1 part baths
Home size: 2,000 sq ft
Year built: 1957
Parking spots: 4
Listed with Weichert, Realtors-Northstar A
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4 beds, 1 full bath
Home size: 1,932 sq ft
Lot size: 5,662 sqft
Year built: 1889
Listed with Prodigy Real Estate
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2 beds, 1 full bath
Home size: 1,090 sq ft
Lot size: 1,306 sqft
Year built: 1983
Parking spots: 1
Listed with Edina Realty, Inc.
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2 beds, 1 full, 1 part baths
Home size: 1,099 sq ft
Lot size: 17,859 sqft
Year built: 1916
Parking spots: 3
Listed with Coldwell Banker Burnet
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3 beds, 1 full bath
Home size: 1,346 sq ft
Lot size: 4,791 sqft
Year built: 1940
Parking spots: 2
Listed with RE/MAX Results
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4 beds, 1 full, 2 part baths
Home size: 2,292 sq ft
Lot size: 6,969 sqft
Year built: 1961
Parking spots: 3
Listed with Coldwell Banker Burnet
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3 beds, 1 full, 1 part baths
Home size: 1,677 sq ft
Lot size: 6,098 sqft
Year built: 1918
Parking spots: 1
Listed with Success Realty
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2 beds, 1 full, 1 part baths
Home size: 1,620 sq ft
Year built: 2006
Parking spots: 2
Listed with RE/MAX Advantage Plus
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5 beds, 3 full baths
Home size: 2,777 sq ft
Lot size: 10,018 sqft
Year built: 1971
Parking spots: 2
Listed with Saint Paul Realty
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3 beds, 1 full, 1 part baths
Home size: 1,753 sq ft
Lot size: 5,227 sqft
Year built: 1932
Parking spots: 2
Listed with Edina Realty, Inc.
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3 beds, 1 full, 1 part baths
Home size: 1,132 sq ft
Lot size: 5,662 sqft
Year built: 1955
Parking spots: 2
Listed with Coldwell Banker Burnet
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2 beds, 1 full bath
Home size: 950 sq ft
Year built: 1914
Listed with Keller Williams Premier Realty
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3 beds, 1 full bath
Home size: 1,014 sq ft
Lot size: 4,791 sqft
Year built: 1922
Parking spots: 1
Listed with RE/MAX Specialists
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3 beds, 1 full, 1 part baths
Home size: 1,303 sq ft
Lot size: 6,098 sqft
Year built: 1965
Parking spots: 3
Listed with Keller Williams Premier Realty
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4 beds, 1 full, 1 part baths
Home size: 1,880 sq ft
Lot size: 5,662 sqft
Year built: 1950
Parking spots: 1
Listed with Real Estate Parkway
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4 beds, 1 full, 1 part baths
Home size: 1,064 sq ft
Lot size: 4,791 sqft
Year built: 1894
Parking spots: 2
Listed with RE/MAX Results
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2 beds, 1 full, 1 part baths
Home size: 1,300 sq ft
Lot size: 4,791 sqft
Year built: 1908
Parking spots: 2
Listed with Edina Realty, Inc.
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3 beds, 1 full, 1 part baths
Home size: 1,476 sq ft
Lot size: 7,405 sqft
Year built: 1961
Listed with RE/MAX Specialists
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4 beds, 2 full baths
Home size: 1,484 sq ft
Lot size: 4,791 sqft
Year built: 1902
Parking spots: 2
Listed with REALHome Services and Solutions, Inc
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3 beds, 1 full, 1 part baths
Home size: 1,136 sq ft
Lot size: 15,246 sqft
Year built: 1926
Parking spots: 2
Listed with Land of Lakes Rlty
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3 beds, 1 full, 1 part baths
Home size: 1,681 sq ft
Lot size: 5,227 sqft
Year built: 1926
Parking spots: 1
Listed with Keller Williams Premier Realty
Listing information deemed reliable but not guaranteed. Read full disclaimer.