Are you planning to buy your own home in Arden Hills, Minnesota? There are some simple things that I would like to share with you about Arden Hills real estate to help make sure that you avoid some of the biggest mistakes 
many first time home buyers make. With some simple preparation you can avoid some painful pitfalls.
5 Tips For Arden Hills First Time Buyers
1) Get preapproved for mortgage financing first! I have met far too many first time buyers who find a home first, only to find out they do not yet qualify for financing. It can be a painful experience to go through the work of searching for the perfect home only to find out you are not yet ready to qualify for a loan. You can get preapproved with my preferred Minnesota mortgage lender even during the evenings or on weekends, and generally right over the phone. There is no cost and no obligation so why not start the process of preapproval immediately?
2) Get educated about the whole process of buying a home as soon as you can. You can learn a great deal at a first time home buyer seminar or at a Home Stretch Worshop available through many communities around the Twin Cities. There is so much to know about the process that it is well worth it to learn as much as you can, as early as you can.
3) Get a house inspection from a licensed professional on the house you are planning to buy. While a professional home inspection is not usually required by your lender it can reveal major potential problems in the house before you are fully committed to the purchase. You can negotiate a transaction with a contingency upon a satisfactory home inspection so that if it comes back bad, you can back out of the transaction. Some first time buyers will skip buying the house inspection because of the $300 to $500 cost of the inspection. The inspection cost is cheap when compared to making a purchase of a home with so many problems that it becomes a money pit.
4) Take good care of your credit after preapproval for mortgage financing. After you have received your preapproval for a home loan your lender still might need to check your credit again. Make all of your monthly payments on time and do not open up new debts. You should avoid additional credit inquiries after your preapproval application to avoid potential problems with your credit score.
5) Be choosey when shopping for house insurance. If you call three homeowner’s insurance agents you will get three quotes that can vary by as much as double! Right after your loan application start your search for insurance estimates.
Arden Hills Community Information
Located in Ramsey County, the City of Anoka is a short commute for those residents working in either of the Twin Cities. Home to employers such as Land O’ Lakes, Northwestern College, and the Catholic Aid Association there are good opportunities for employment in Arden Hills. With a stable population just over 9,000 Arden Hills offers a small town flavor with access to the Twin Cities. The MN first time home buyer may benefit from the Ramsey County First Home program to help with funds need for a down payment. If you’re thinking of buying or selling Arden Hills real estate please don’t hestitate to give me a call.
The First Step: Get Preapproved!
For many MN first time buyers the intimidating question is where do I start? Your first step to home ownership is to get prequalified for a home loan. In so doing you will find out how much you are qualified for so that we can search for homes in the right price range.
Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale
Showing properties
1 - 28 of 28.
See more city of Arden Hills real estate.
(all data current as of
5/19/2012)
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$1,590,000 : 1505 Edgewater Avenue, Arden Hills4 beds, 2 full, 3 part baths
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$649,000 : 3395 Snelling Avenue N, Arden Hills4 beds, 3 full, 1 part baths
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$595,000 : 3420 Glenarden Road, Arden Hills4 beds, 2 full, 1 part baths
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$529,000 : 4308 Colleen Court, Arden Hills5 beds, 2 full, 2 part baths
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$525,000 : 1451 Lametti Lane, Arden Hills4 beds, 2 full, 1 part baths
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$518,347 : 1485 Arden View Drive, Arden Hills4 beds, 3 full, 1 part baths
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$512,694 : 1501 Arden View Drive Drive, Arden Hills4 beds, 2 full, 1 part baths
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$499,900 : 1693 Wedgewood Circle, Arden Hills5 beds, 2 full, 2 part baths
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$475,000 : 1146 Edgewater Avenue, Arden Hills5 beds, 3 full, 1 part baths
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$471,000 : 3289 Katie Court, Arden Hills4 beds, 2 full, 2 part baths
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$470,575 : 1543 Keithson Drive, Arden Hills4 beds, 2 full, 1 part baths
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$459,418 : 4452 Snelling Ave N Drive, Arden Hills4 beds, 4 full baths
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$399,900 : 1225 Wyncrest Court, Arden Hills4 beds, 1 full, 2 part baths
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$389,000 : 1511 Dawn Circle, Arden Hills5 beds, 2 full, 2 part baths
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$384,000 : 4414 Hamline Avenue N, Arden Hills4 beds, 2 full, 1 part baths
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$379,900 : 3230 Lake Lane, Arden Hills5 beds, 3 full baths
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$379,000 : 3777 New Brighton Road, Arden Hills3 beds, 1 full, 2 part baths
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$345,900 : 1958 Thom Drive, Arden Hills4 beds, 2 full, 1 part baths
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$345,000 : 1421 Skiles Lane, Arden Hills4 beds, 2 full baths
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$336,500 : 3657 Snelling Avenue N, Arden Hills4 beds, 1 full, 3 part baths
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$299,900 : 1998 Thom Drive, Arden Hills3 beds, 2 full baths
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$289,900 : 195 Thom Drive, Arden Hills4 beds, 2 full baths
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$275,000 : 1677 Glenview Court, Arden Hills4 beds, 1 full, 1 part baths
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$249,900 : 1330 Amble Road, Arden Hills4 beds, 1 full, 1 part baths
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$239,900 : 3417 Lake Johanna Boulevard, Arden Hills2 beds, 1 full, 1 part baths
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$189,900 : 1399 Arden Place, Arden Hills2 beds, 1 full, 1 part baths
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$164,900 : 1827 Beckman Avenue, Arden Hills3 beds, 1 full, 2 part baths
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$133,000 : 3632 Pascal Avenue, Arden Hills3 beds, 1 full, 1 part baths
Listing information deemed reliable but not guaranteed. Read full disclaimer.
Travis Olson
Travis Olson graduated with a Bachelor of Science degree from Mankato State University. Travis began his Real Estate career in 2005 and with innovation of cutting edge systems and business models has become a valued resource for Keller Williams Realty.
