No Credit – No Problem…

Sep 192011

One potential problem for some MN first time home buyers is when they have no established credit. To many mortgage lenders, the absence of credit means they cannot offer mortgage financing due to mortgage loan requirements.

Fortunately there are some mortgage loan programs that still work with “non-traditional credit”.

What is non-traditional credit?

With a non-traditional credit report your mortgage lender can develop credit based on bills and payments that you are making but that are not yet reporting to a credit bureau. For example, if you are renting from a landlord, a credit bureau can call the landlord to verify the payments you’ve been making. Similarly the credit bureau can do this with other bills such as electricity, gas, cable, telephone, or even car insurance. The key is that you must have been paying the bill monthly for at least 12 months.

At least one of these items must be for housing, such as rent.

In order to build a non-traditional credit report you will need to collect the phone numbers and account numbers for any of these companies where you make a monthly payment. Your mortgage lender will give these to the credit bureau who will call each of these sources to develop the report.

It’s important to note that this process does not permanently add these creditors to your credit report. It only helps the lender develop their own report used for purposes of the mortgage loan program.

Why do I need to establish credit at all?

Lenders look at past credit history as a predictor of how a borrower will pay for the mortgage payment. If there is no history at all, there is no way for them to determine the relative risk of lending the money. Another way of looking at it is that smaller bill payments are like practice towards paying the largest bill, usually the mortgage payment.

What if my lender does not offer such a program?

It is important for first time home buyers to know that there are many lenders out there and each have varying rules and guidelines. If you’ve talked to just one lender who did not have the program, don’t be discouraged. Call or email me and and I can put you in touch with one that will.

Shawn Hartmann
Licensed Realtor in Minnesota
Keller Williams Realty
shawn@hartmannteam.com
Direct 651-468-9099
2680 E Snelling Drive North
Roseville, MN 55113
With a focus on Saint Paul Homes for Sale

Showing properties 1 - 5 of 500+. See more City of St. Paul | Houses | Condos | Townhomes .
(all data current as of 5/21/2013)

$3,250,000 : 34 Kenwood Parkway, St. Paul

4 beds, 2 full, 3 part baths

Home size: 6,293 sq ft

Lot size: 34,848 sqft

Listed with Edina Realty, Inc.
$2,275,000 : 340 Summit Avenue, St. Paul

9 beds, 4 full, 3 part baths

Home size: 9,200 sq ft

Lot size: 27,007 sqft

Listed with Edina Realty, Inc.
$2,100,000 : 350 St Peter Street ,Unit 1300, St. Paul

2 beds, 2 full, 2 part baths

Home size: 5,150 sq ft

Listed with Lakes Sotheby's International
$2,098,000 : 404 Mississippi River Boulevard S, St. Paul

4 beds, 1 full, 3 part baths

Home size: 5,332 sq ft

Lot size: 20,037 sqft

Listed with Real Estate Nexus
$1,950,000 : 1017 Summit Avenue, St. Paul

7 beds, 2 full, 3 part baths

Home size: 6,614 sq ft

Lot size: 22,215 sqft

Listed with Coldwell Banker Burnet

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Pre-MLS Home for Sale in Shoreview

Non MLS, Pre-MLS No Responses »

Sep 162011

Here is your chance to see this property before everyone else! Hurry this property will be coming live to the MLS sometime during the week of September 19th! 2 Bedroom 2 Bathroom with 1,300+ square feet.

$174,900

2 Bedroom and 2 Bathroom

Schedule your showing today or if you have any additional questions please let us know!

[contact-form 7 "Contact Shawn Hartmann"]

Tax Credit Rebate…

Hot topics No Responses »

Sep 162011

Did you know that there are tax credits available for certain “green” home improvements? I’m talking about tax credits, which are better than tax deductions. Tax credits will actually reduce your total tax liability, sort of like getting money back from the IRS.

That’s the good news. Now for the urgent news.

Energy Efficient Home Improvement Tax Credit Deadline

These energy-efficient home improvement tax credits will expire at the end of 2011. In order to qualify for the tax credits you will have to start your project no later than October or November and be sure to be finished with the project this year.

Online Resources for Energy Efficient Home Improvement Tax Credits

What type of improvements qualify for the tax credit? I found 2 links that will help you find the information you need.

Products and projects that qualify for the federal tax credit may be found at:
http://www.energystar.gov/index.cfm?c=tax_credits.tx_index

Rebates and tax credits are also offered by states and these incentives can be searched at:
http://www.dsireusa.org

You’ll find that the maximum federal tax credit is $500. This amount varies based upon the type of energy-efficient upgrade that you make.

Of course, in addition to the benefits of the tax credit you’ll enjoy the savings resulting from the energy improvements as well. Insulation that reduces air leakage by 20% to 30% could result in a savings of $220 per year. A new air conditioner, new ductwork, and water heaters can save significantly as well. New windows in your home could save up to $500 annually.

Beyond these smaller improvements there are additional federal tax breaks available for larger improvements such as geothermal heat pumps, solar energy systems, etc. These tax breaks are available until 2016. You can find more information on the Energy Star Website.

Check the websites above for projects that are eligible. And as always consult with a tax professional before proceeding with expenditures that have tax implications.

PS Thinking of buying or selling a home? Please don’t hesitate to give me a call. Or if you looking for a local mortgage lender to help you refinancing your home for these improvements, I’d be glad to help you find one. We’re always glad to answer any questions!

2011 Energy Tax Credit for Replacement Windows

New Roseville Pre-MLS Listing for Sale…

Pre-MLS, Roseville Real Estate No Responses »

Sep 142011

Perfect chance to own in fantastic Roseville area! Coming soon! Estimated market date is this week – Be sure to schedule a showing/preview before the rest of the public gets to see it. 3 Bedrooms/2 Bathrooms and over 2,000 finished square feet. Special Pre-MLS price of $220,000.

If you would like to see this property today or have more questions:

fill out the form below or contact Sam Fudenberg at 651-203-1845.

[contact-form 7 "Contact Shawn Hartmann"]

Pre-MLS Maplewood Townhome for Sale – See before hits the market!

Non MLS, Pre-MLS No Responses »

Sep 132011

Wonderful Newer Townhome for sale in Maplewood. Perfect sized home for a starter family with 2 bedrooms and 2 bathrooms. A little over 1,200 square ft available. Make sure you see this property before the rest of the MLS finds out about it. Listed for immediate sale at $144,900.

If you would like to see the property today or would like more information on this home – fill out the form below.

[contact-form 7 "Contact Shawn Hartmann"]

Highland Park Townhomes For Sale: Pros and Cons

St. Paul Real Estate No Responses »

Sep 122011

Looking for Highland Park townhomes for sale?

As you begin your search for Highland Park townhomes for sale, you should be aware of the both the benefits and challenges of townhome living. Millions of homeowners enjoy the benefits of living in townhomes and it might be an ideal housing solution for you, as well. I think it is important for you to understand the nuances of the home style that you purchase before signing on the dotted line.

Highland Park Townhomes Prices

Highland Park townhomes for sale are often priced significantly less than traditional single family houses due in large part to the common areas and shared walls. The townhome association to which you will be required to belong is responsible for upkeep of these common areas as well as some of the exterior maintenance of your home as well. This can make buying a Highland Park townhome especially appealing to busy first time home buyers as well as to retirees who prefer not to deal with that type of upkeep.

This does not mean that the maintenance of the home is free, of course. As part of your financial responsibility for owning a Highland Park townhome you will have a monthly dues you must pay to the association. These dues cover a variety of things but the extent to what it covers can vary from one association to another. For example, while your association fees might include home insurance in one association, you might have to shop and buy that on your own in another. It is important to review this information before you sign a purchase agreement to buy a Highland Park townhome since your monthly costs of living in that particular home can vary widely.

Highland Park: An Overview

Highland, is located in the extreme southwestern corner of Saint Paul, MN. It is bound on the northern edge by Randolph Ave., on the east by Interstate 35E and on the south and west by the Mississippi River. Highland is a residential area with lovely tree-lined streets developed after WWI although a number of notable much older houses survive. The Highland area is also the home of several well-known private schools including Derham Hall, Cretin High School, St. Paul Academy/Summit School and the College of St. Catherine. With plenty of affordable Highland Park homes for sale, this is a great neighborhood for both the FHA loan to purchase your townhome, be sure to check out how the association was formed before you make you write any purchase agreement. In many cases in Minnesota, townhome associations were formed as condominium associations which was a cost saving measure for the townhome developer. If the townhome association is actually a condo, FHA will require that the association has been approved by FHA. If it is not yet approved by FHA, the process for getting it approved can be time consuming and can delay your closing by several weeks.

Highland Park townhomes for sale: The Pros

Low maintenance lifestyle
Less expensive homes
Shared amenities such as recreational areas and/or swimming pool
Often a small back yard
No neighbors located below or above as is common in condos

Highland Park townhomes for sale: Cons

Monthly association fees
Smallish yards
Neighbors share walls

Get Pre-qualified

The first part in the process of buying a house s to get preapproved for your home loan. This means that you meet with a local mortgage lender who will review your credit, income, etc. In doing so they can tell you what types of MN first time buyer programs you might be qualified for. This critical first part can be done over the phone and most lenders will arrange to talk with you when you’re off work, even in the evenings or weekends.

Showing properties 1 - 5 of 196. See more City of St. Paul | Houses | Condos | Townhomes .
(all data current as of 5/21/2013)

$2,100,000 : 350 St Peter Street ,Unit 1300, St. Paul

2 beds, 2 full, 2 part baths

Home size: 5,150 sq ft

Listed with Lakes Sotheby's International
$1,190,000 : 406 Wacouta Street ,Unit 411, St. Paul

3 beds, 1 full, 2 part baths

Home size: 2,861 sq ft

Listed with Edina Realty, Inc.
$1,185,000 : 370 Marshall Avenue ,Unit 605, St. Paul

2 beds, 1 full, 2 part baths

Home size: 3,626 sq ft

Lot size: 3,484 sqft

Listed with Coldwell Banker Burnet
$795,000 : 19 Summit Court ,Unit 201, St. Paul

3 beds, 3 full baths

Home size: 3,900 sq ft

Lot size: 2,613 sqft

Listed with Edina Realty, Inc.
$689,000 : 302 Summit Avenue ,Unit 3, St. Paul

2 beds, 2 full, 1 part baths

Home size: 2,517 sq ft

Lot size: 2,613 sqft

Listed with Coldwell Banker Burnet

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Buying A Roseville Home With A VA Mortgage

Roseville Real Estate No Responses »

Sep 092011

VA Financing in Roseville

One common financing option for buying Roseville real estate for home buyers is available through lenders who offer loans guaranteed by the Veteran’s Administration. This type of Roseville mortgage financing has increased by about twenty per cent over the last few years due in part to the increasing number of our Minnesota veterans returning from the service. Additionally with the loss of other options for zero down payment loans in Minnesota, the VA offers a benefit that offers eligible buyers a unique opportunity to buy their home with no down payment.

Many veteran home buyers misunderstand the fact that they may use their VA financing benefit multiple times. As a result veteran home buyers do not necessarily need to be a MN first time home buyer in order to get VA loans with zero down payment. This can be a perfect solution for veteran’s who own homes and who want to sell their home despite having minimal equity. Since they will not need a lot of money to buy their next home with a MN VA loan they might be able to afford to sell their home without receiving any proceeds from equity in order to buy the next.

Roseville Veterans First Step: Determine Your Eligibility

Veterans must determine two things to see if they will be eligible for a VA mortgage. First they ought to see if they will be eligible for a Certificate of Eligibility through the VA. They can apply for this online or even just through their Minnesota mortgage broker. There are several categories for eligibility and I encourage veterans to check with the VA or to research their eligibility online

While VA loans require no down payment there are closing costs in Minnesota which the veteran is responsible for. To address this issue, the VA allows the buyer to negotiate with the seller to pay their closing costs. This is an extremely common strategy used to buy Roseville real estate today and most sellers have been prepared by their real estate agents that they will need to pay these costs.

Are You Eligible for a VA Loan? Get Preapproved!

The second thing a Roseville veteran should determine is if they can get prequalified for a VA loan. I encourage all veterans to talk with a local mortgage lender to get preapproved for MN VA loans before we go out shopping for a home. By going through the preapproval process the banker will review your financial situation to determine if you meet the requirements for VA financing. This critical first step is usually done at no charge and requires no commitment on the part of the veteran. In fact, many mortgage lenders offering VA loans will do this right over the phone, even on weekends when you’re off work.

Roseville, MN Community Information

There are many great reasons to consider living in the City of Roseville. As one of only two cities with contiguous borders to both St. Paul and Minneapolis, residents have a convenient commute to a wide variety of employers. Homeowner’s in Roseville also enjoy some of the lowest property taxes in the area partly due to its commerically-zoned land. Home to the original Target and Best Buy stores, Roseville is a major shopping district and has more restaurants per capita than anywhere else in the Twin Cities. Students in the area attend one of the schools in the Roseville Area Schools system, District 623. If you are thinking of buying or selling Roseville real estate please give me a call or send me an email.

Roseville Vets: Ready to Buy A Home?

If you are a Roseville veteran and want to buy a home please just give me a call. Whether you currently own a Roseville home or are looking to buy your first home, VA loans can be a great way to buy a home in Roseville. With record low rates and reduced home values many vets are finding that it is cheaper to buy a home than to rent!

Showing properties 1 - 50 of 99. See more City of Roseville | Houses | Condos | Townhomes .
(all data current as of 5/21/2013)

$179,900 : 433 County Road C W, Roseville

2 beds, 1 full, 2 part baths

Home size: 1,735 sq ft

Lot size: 1,742 sqft

Listed with Coldwell Banker Burnet
$349,900 : 600 Iona Lane, Roseville

4 beds, 2 full, 2 part baths

Home size: 3,300 sq ft

Lot size: 13,068 sqft

Listed with Coldwell Banker Burnet
$43,750 : 2800 Hamline Avenue N ,Unit 128, Roseville

1 bed, 1 full bath

Home size: 710 sq ft

Listed with Coldwell Banker Burnet
$195,000 : 2185 Draper Avenue, Roseville

3 beds, 1 full bath

Home size: 1,056 sq ft

Lot size: 11,761 sqft

Listed with Real Estate Corners, Inc
$198,500 : 2731 Mackubin Street ,Unit 20, Roseville

2 beds, 1 full, 2 part baths

Home size: 1,848 sq ft

Lot size: 1,742 sqft

Listed with Coldwell Banker Burnet
$319,500 : 3055 Highpointe Curve, Roseville

2 beds, 1 full, 2 part baths

Home size: 2,317 sq ft

Lot size: 3,049 sqft

Listed with Coldwell Banker Burnet
$384,900 : 2000 Evergreen Court, Roseville

4 beds, 1 full, 3 part baths

Home size: 3,446 sq ft

Lot size: 13,068 sqft

Listed with Edina Realty, Inc.
$199,000 : 2077 Cohansey Boulevard, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,990 sq ft

Lot size: 18,730 sqft

Listed with RE/MAX Results
$399,900 : 1624 Ridgewood Lane S, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,775 sq ft

Lot size: 11,325 sqft

Listed with Keller Williams Integrity RE
$179,900 : 2407 Irene Street, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,406 sq ft

Lot size: 12,632 sqft

Listed with Edina Realty, Inc.
$495,000 : 3253 Old Highway 8, Roseville

0 beds, 0 baths

Lot size: 1.51 ac

Listed with Christianson & Company
$319,900 : 2475 Sheldon Street, Roseville

3 beds, 2 full, 1 part baths

Home size: 2,596 sq ft

Lot size: 10,454 sqft

Listed with Edina Realty, Inc.
$360,000 : 2550 Snelling Avenue N, Roseville

6 beds, 1 full, 2 part baths

Home size: 3,675 sq ft

Lot size: 32,670 sqft

Listed with RE/MAX Results
$349,900 : 2925 Mildred Drive, Roseville

4 beds, 2 full, 1 part baths

Home size: 3,073 sq ft

Lot size: 40,423 sqft

Listed with Edina Realty, Inc.
$249,900 : 2814 Huron Street, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,560 sq ft

Lot size: 10,018 sqft

Listed with Edina Realty, Inc.
$52,000 : 2710 Dale Street N ,Unit B203, Roseville

1 bed, 1 full bath

Home size: 793 sq ft

Listed with Edina Realty, Inc.
$215,000 : 1285 Burke Avenue W, Roseville

3 beds, 1 full, 1 part baths

Home size: 2,082 sq ft

Lot size: 6,534 sqft

Listed with Tangletown Realty
$279,900 : 1190 Sextant Avenue W, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,846 sq ft

Lot size: 10,018 sqft

Listed with Edina Realty, Inc.
$289,900 : 1741 Millwood Avenue, Roseville

5 beds, 1 full, 1 part baths

Home size: 2,122 sq ft

Lot size: 10,890 sqft

Listed with Coldwell Banker Burnet
$215,000 : 1869 Oxford Street N, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,881 sq ft

Lot size: 19,602 sqft

Listed with Executive Realty
$349,900 : 645 Transit Avenue W, Roseville

3 beds, 1 full, 2 part baths

Home size: 2,198 sq ft

Lot size: 14,374 sqft

Listed with Keller Williams Integrity RE
$189,900 : 2735 Mackubin Street ,Unit 9, Roseville

4 beds, 1 full, 2 part baths

Home size: 1,640 sq ft

Lot size: 1,742 sqft

Listed with Edina Realty, Inc.
$169,500 : 522 Lovell Avenue ,Unit 5, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,133 sq ft

Lot size: 1,306 sqft

Listed with Edina Realty, Inc.
$279,999 : 2940 Old Highway 8, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,239 sq ft

Lot size: 24,829 sqft

Listed with Edina Realty, Inc.
$224,900 : 1755 Farrington Street, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,413 sq ft

Lot size: 11,761 sqft

Listed with Counselor Realty, Inc.
$67,900 : 2670 Oxford Street N ,Unit 234, Roseville

1 bed, 1 full bath

Home size: 731 sq ft

Lot size: 871 sqft

Listed with Edina Realty, Inc.
$425,000 : 2884 W Owasso Boulevard, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,749 sq ft

Lot size: 1.93 ac

Listed with C.U.Realty
$299,900 : 2609 Snelling Curve, Roseville

0 beds, 0 baths

Lot size: 1.50 ac

Listed with RE/MAX Specialists
$247,500 : 1726 Eldridge Avenue W, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,594 sq ft

Lot size: 11,761 sqft

Listed with RE/MAX Specialists
$59,900 : 500 County Road B W ,Unit 221, Roseville

1 bed, 1 full bath

Home size: 691 sq ft

Lot size: 871 sqft

Listed with Guardian Property Management &
$225,000 : 718 Emerald Ridge, Roseville

2 beds, 1 full, 2 part baths

Home size: 2,576 sq ft

Lot size: 4,356 sqft

Listed with Coldwell Banker Burnet
$214,900 : 756 Grandview Avenue W, Roseville

3 beds, 1 full bath

Home size: 1,192 sq ft

Lot size: 10,018 sqft

Listed with Coldwell Banker Burnet
$279,900 : 915 County Road B W, Roseville

4 beds, 2 full, 1 part baths

Home size: 2,200 sq ft

Lot size: 30,492 sqft

Listed with Re/Max Synergy
$125,000 : 2680 Oxford Street N ,Unit 125, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,206 sq ft

Lot size: 1,306 sqft

Listed with RES Realty
$69,900 : 500 County Road B W ,Unit 222, Roseville

1 bed, 1 full bath

Home size: 818 sq ft

Lot size: 827 sqft

Listed with RE/MAX Results
$130,000 : 522 Lovell Avenue ,Unit 7, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,127 sq ft

Lot size: 1,306 sqft

Listed with Edina Realty, Inc.
$209,900 : 2050 William Street, Roseville

3 beds, 1 full bath

Home size: 1,589 sq ft

Lot size: 13,068 sqft

Listed with RE/MAX Results
$189,822 : 903 County Road B W, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,698 sq ft

Lot size: 13,503 sqft

Listed with Coldwell Banker Burnet
$152,000 : 2680 Mackubin Street, Roseville

3 beds, 1 full, 2 part baths

Home size: 1,888 sq ft

Lot size: 1,742 sqft

Listed with CENTURY 21 Jay Blank Realty In
$224,995 : 764 Terrace Drive, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,760 sq ft

Lot size: 14,374 sqft

Listed with RE/MAX Results
$139,900 : 526 Lovell Avenue ,Unit 2, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,225 sq ft

Lot size: 1,306 sqft

Listed with Edina Realty, Inc.
$187,500 : 2923 Pascal Street, Roseville

3 beds, 2 full baths

Home size: 1,545 sq ft

Lot size: 10,454 sqft

Listed with Coldwell Banker Burnet
$299,900 : 1746 Skillman Avenue W, Roseville

4 beds, 1 full, 3 part baths

Home size: 2,461 sq ft

Lot size: 11,761 sqft

Listed with Better Homes and Gardens Real Estate-All Seasons
$259,900 : 1810 County Road C2 W, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,976 sq ft

Lot size: 12,632 sqft

Listed with Edina Realty, Inc.
$289,900 : 1350 Sextant Avenue W, Roseville

3 beds, 1 full, 1 part baths

Home size: 2,318 sq ft

Lot size: 14,810 sqft

Listed with Executive Associates Realty
$99,500 : 1352 Colonial Drive, Roseville

1 bed, 1 full bath

Home size: 780 sq ft

Lot size: 784 sqft

Listed with RE/MAX Specialists
$197,000 : 1480 Applewood Court W ,Unit 226, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,171 sq ft

Lot size: 1,306 sqft

Listed with Keller Williams Premier Realty
$187,900 : 2112 Albemarle Court N, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,352 sq ft

Lot size: 3,920 sqft

Listed with Counselor Realty
$624,900 : 3170 W Owasso Boulevard, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,980 sq ft

Lot size: 24,393 sqft

Listed with TheMLSonline.com, Inc.
$519,000 : 2942 Fernwood Street, Roseville

3 beds, 1 full, 2 part baths

Home size: 3,313 sq ft

Listed with Coldwell Banker Burnet

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Falcon Heights Home Sellers: Rent It Out or Sell It?

Falcon Heights Homes No Responses »

Sep 082011

Many home sellers in Falcon Heights are faced with the problem of owing more on their home loans than what their property is worth in today’s market. The fact is that in order to sell your property in the Minnesota real estate market today you need to pay off your mortgage in order to convey clean title to your buyer. Unless you want to arrange a short sale with your mortgage lender, this means you will bring money to the closing table to pay off the remaining balance owed. As a result many home sellers who need to move are considering the possibility of putting their current home for rent in order to buy a new one.

Falcon Heights Home Sellers: Is Renting A Good Option?

The good news today is that with the tougher real estate market, the amount you can get for rent has increased significantly. It is not uncommon to find renters competing with each other to rent out your home as their is a shortage of quality rentals available today. Many home sellers in this position are finding that they can more than cover the expenses for retaining the home with these higher rents available.

The goal, of course, is to rent out the current home long enough to allow the Falcon Heights real estate market to recover in terms of values. Hopefully within a few years the value of your rental home will rise sufficiently to sell it for enough to pay off the mortgage. The key to accomplishing this is to see if you will qualify for a new mortgage if you have rented out your current home.

Lenders have specific guidelines to follow for those Falcon Heights home sellers who will rent out their home to buy another. Depending on the equity that you have in your home, a mortgage lender may or may not consider the rental income you receive when they qualify you for the new mortgage. The only way to know this is to call a lender to get preapproved.

Once we meet to discuss your home’s current market value it is critical that you go through the process of getting preapproved for mortgage financing on another home. Your mortgage lender can help you decide which of the options are best whether selling or renting out your current home. The process of preapproval is free, and if you decide not to proceed, there is no obligation to borrow money. A good mortgage banker will be able to analyze all of the options available to you such as MN FHA loans, Conventional, VA, or other types of mortgage loans.

Falcon Heights: A Great Place To Live

The City of Falcon Heights is conveniently located just north of St. Paul in Ramsey County. Well known as the host of the MN State Fair, Falcon Heights is also considered the most well-educated city in the state with over 70% of its residents boasting bachelor’s degrees. Our MN first time home buyers may qualify to get help with down payments from Ramsey County’s First Home down payment assistance program. With easy access to downtown St. Paul residents of the city have all the benefits of metropolitan living. If you are thinking of buying or selling Falcon Heights real estate I would love the opportunity to help you!

If you want to talk about renting out your current home, please call or email me for more information.

Showing properties 1 - 17 of 17. See more City of Falcon Heights | Houses | Condos | Townhomes .
(all data current as of 5/21/2013)

$550,000 : 1570 Vincent Street, Falcon Heights

4 beds, 1 full, 1 part baths

Home size: 1,968 sq ft

Lot size: 7,405 sqft

Listed with Edina Realty, Inc.
$399,900 : 1856 Asbury Street, Falcon Heights

5 beds, 1 full, 2 part baths

Home size: 3,725 sq ft

Lot size: 11,761 sqft

Listed with Edina Realty, Inc.
$369,877 : 1859 Arona Street, Falcon Heights

3 beds, 1 full, 2 part baths

Home size: 1,928 sq ft

Listed with eGreen Realty & Property Management
$349,000 : 1724 Albert Street N, Falcon Heights

4 beds, 1 full, 1 part baths

Home size: 2,494 sq ft

Lot size: 18,730 sqft

Listed with RE/MAX Results
$299,900 : 1709 Hamline Avenue N, Falcon Heights

4 beds, 1 full, 1 part baths

Home size: 2,549 sq ft

Lot size: 18,730 sqft

Listed with Incentive Realty
$269,900 : 1805 Tatum Street, Falcon Heights

3 beds, 1 full, 1 part baths

Home size: 2,050 sq ft

Lot size: 9,583 sqft

Listed with Coldwell Banker Burnet
$259,900 : 1493 Iowa Avenue W, Falcon Heights

2 beds, 1 full, 1 part baths

Home size: 1,952 sq ft

Lot size: 6,098 sqft

Listed with RE/MAX Results
$259,000 : 1782 Holton Street, Falcon Heights

3 beds, 1 full, 1 part baths

Home size: 1,639 sq ft

Lot size: 8,276 sqft

Listed with Edina Realty, Inc.
$225,000 : 1669 Arona Street ,Unit 1, Falcon Heights

3 beds, 2 full, 1 part baths

Home size: 1,530 sq ft

Lot size: 2,613 sqft

Listed with Keller Williams Integrity
$224,900 : 1666 Coffman Street ,Unit 221, Falcon Heights

2 beds, 1 full, 1 part baths

Home size: 1,176 sq ft

Lot size: 1,306 sqft

Listed with RE/MAX Results
$219,900 : 1661 Arona Street ,Unit 3, Falcon Heights

3 beds, 2 full, 1 part baths

Home size: 1,490 sq ft

Lot size: 2,613 sqft

Listed with Edina Realty, Inc.
$189,900 : 1666 Coffman Street ,Unit 316, Falcon Heights

2 beds, 1 full, 1 part baths

Home size: 1,090 sq ft

Lot size: 1,306 sqft

Listed with RE/MAX Results
$185,000 : 1396 Larpenteur Avenue W, Falcon Heights

2 beds, 1 full, 1 part baths

Home size: 1,630 sq ft

Lot size: 6,969 sqft

Listed with RE/MAX Results
$184,900 : 1899 Pascal Street, Falcon Heights

2 beds, 1 full, 1 part baths

Home size: 1,388 sq ft

Lot size: 10,018 sqft

Listed with Counselor Realty, Inc.
$170,000 : 1365 Iowa Avenue W, Falcon Heights

3 beds, 1 full, 1 part baths

Home size: 1,614 sq ft

Lot size: 6,969 sqft

Listed with Select Assoc. Realty
$139,900 : 1627 Hollywood Court, Falcon Heights

2 beds, 1 full bath

Home size: 1,457 sq ft

Lot size: 7,405 sqft

Listed with Edina Realty, Inc.
$110,000 : 1666 Coffman Street ,Unit 209, Falcon Heights

1 bed, 1 full bath

Home size: 600 sq ft

Lot size: 435 sqft

Listed with Premier Real Estate

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Saint Paul First Time Home Buyers: The First 3 Steps

St. Paul Real Estate No Responses »

Sep 072011

Are you a first time buyer in Saint Paul?

Are you thinking of buying your very first house in Saint Paul? Many MN renters today are beginning to realizing that the recent rise in rent payments is making St. Paul Real Estate more desirable than ever. With the combination of low mortgage rates and lower property values monthly payments on a home in Saint Paul may even be less expensive than what you are paying for rent! If you are a MN first time home buyer I would love the opportunity to talk with you about the possibilities.

To take advantage of the benefits in today’s Saint Paul home values, get started with these 3 steps.

Step 1: Let’s Discuss Your Goals

There are more things to consider when buying a home than just the monthly payment. I will want to discuss with you what your short and long term goals are for buying a home. After I learn more about what you want to achieve we will talk about the all of the types of homes for sale, as well as how to get a great value. Depending upon when you want the move to happen we will discuss the benefits of buying your home from a traditional seller versus a short sale. After this discussion I will set up an automated home search of all the listings that could meet your needs.

Step 2: Get Preapproved For A Loan

Before we start looking at listings, you need to talk with a mortgage banker. In order to find out how much you can reasonably afford for monthly payments as well as down payments, you will need to get preapproved for mortgage financing. When you talk with your mortgage lender, you will learn about all of the great programs available for MN first time home buyers. Did you know that there are down payment assistance programs for Saint Paul first time buyers that can help you put as little as $1,000 down? The only way to determine if you are eligible is to get preapproved for a loan.

Step 3: Let’s Look At Homes Step 3: Let’s Look At Homes

Once you have been preapproved we can start looking at houses. After looking at so many homes on the internet, this is the fun part of the whole process. We will look at as many homes as it takes before you find the one that ideally suits your needs.

City of St. Paul Information

As both the capitol of Minnesota and the county seat of Ramsey County living in the city of Saint Paul is filled with things to do. Popular attractions such as the Xcel Energy Center and the Science Museum of Minnesota make St. Paul a popular destination for both its residents as well as those living in surrounding suburbs. Employment opportunities abound in St. Paul with major employers such as Ecolab, Lawson Software, Gander Mountain, and nearby 3M. St. Paul housing can be especially affordable for first time home buyers through the Ramsey County’s First Home program. Residents enjoy popular regional events such as the Minnesota State Fair and the Winter Carnival. If you thinking of buying or selling a home in St. Paul please send me and email or give me a call as I’d love to help you accomplish your goal.

Are you ready to start with the process of buying a home? Please email me and we’ll discuss what you want for your Saint Paul home!

Showing properties 1 - 50 of 500+. See more City of St. Paul | Houses | Condos | Townhomes .
(all data current as of 5/21/2013)

$3,250,000 : 34 Kenwood Parkway, St. Paul

4 beds, 2 full, 3 part baths

Home size: 6,293 sq ft

Lot size: 34,848 sqft

Listed with Edina Realty, Inc.
$2,275,000 : 340 Summit Avenue, St. Paul

9 beds, 4 full, 3 part baths

Home size: 9,200 sq ft

Lot size: 27,007 sqft

Listed with Edina Realty, Inc.
$2,100,000 : 350 St Peter Street ,Unit 1300, St. Paul

2 beds, 2 full, 2 part baths

Home size: 5,150 sq ft

Listed with Lakes Sotheby's International
$2,098,000 : 404 Mississippi River Boulevard S, St. Paul

4 beds, 1 full, 3 part baths

Home size: 5,332 sq ft

Lot size: 20,037 sqft

Listed with Real Estate Nexus
$1,950,000 : 1017 Summit Avenue, St. Paul

7 beds, 2 full, 3 part baths

Home size: 6,614 sq ft

Lot size: 22,215 sqft

Listed with Coldwell Banker Burnet
$1,500,000 : 9 7th Street E, St. Paul

0 beds, 0 baths

Lot size: 1.96 ac

Listed with Capitol Brokerage Inc
$1,450,000 : 46 Crocus Place, St. Paul

5 beds, 2 full, 2 part baths

Home size: 5,960 sq ft

Lot size: 11,325 sqft

Listed with Coldwell Banker Burnet
$1,439,000 : 322 Mississippi River Boulevard N, St. Paul

4 beds, 1 full, 3 part baths

Home size: 4,737 sq ft

Lot size: 18,295 sqft

Listed with Coldwell Banker Burnet
$1,395,000 : 266 Summit Avenue, St. Paul

8 beds, 8 full, 4 part baths

Home size: 10,780 sq ft

Lot size: 23,958 sqft

Listed with Edina Realty, Inc.
$1,325,000 : 2165 Lower Saint Dennis Road, St. Paul

4 beds, 2 full, 6 part baths

Home size: 6,783 sq ft

Lot size: 35,283 sqft

Listed with Coldwell Banker Burnet
$1,275,000 : 2139 Lower Saint Dennis Road, St. Paul

4 beds, 2 full, 2 part baths

Home size: 4,829 sq ft

Lot size: 33,976 sqft

Listed with Edina Realty, Inc.
$1,250,000 : 965 Summit Avenue, St. Paul

6 beds, 5 full, 2 part baths

Home size: 8,205 sq ft

Lot size: 30,927 sqft

Listed with Edina Realty, Inc.
$1,200,000 : 1524 Mississippi River Boulevard S, St. Paul

4 beds, 1 full, 2 part baths

Home size: 4,100 sq ft

Lot size: 13,068 sqft

Listed with Edina Realty, Inc.
$1,195,000 : 1530 Edgcumbe Road, St. Paul

6 beds, 2 full, 3 part baths

Home size: 5,400 sq ft

Lot size: 2.01 ac

Listed with Edina Realty, Inc.
$1,190,000 : 406 Wacouta Street ,Unit 411, St. Paul

3 beds, 1 full, 2 part baths

Home size: 2,861 sq ft

Listed with Edina Realty, Inc.
$1,185,000 : 370 Marshall Avenue ,Unit 605, St. Paul

2 beds, 1 full, 2 part baths

Home size: 3,626 sq ft

Lot size: 3,484 sqft

Listed with Coldwell Banker Burnet
$1,175,000 : 502 Grand Hill, St. Paul

5 beds, 2 full, 4 part baths

Home size: 6,000 sq ft

Lot size: 6,534 sqft

Listed with Edina Realty, Inc.
$1,150,000 : 2 Edgcumbe Place, St. Paul

5 beds, 3 full baths

Home size: 4,243 sq ft

Lot size: 10,018 sqft

Listed with Coldwell Banker Burnet
$1,100,000 : 97 Cambridge Street, St. Paul

4 beds, 1 full, 3 part baths

Home size: 4,600 sq ft

Lot size: 15,246 sqft

Listed with Edina Realty, Inc.
$879,000 : 2108 Lower Saint Dennis Road, St. Paul

5 beds, 3 full baths

Home size: 3,927 sq ft

Lot size: 2.88 ac

Listed with RE/MAX Results
$839,900 : 495 Portland Avenue, St. Paul

5 beds, 4 full, 1 part baths

Home size: 6,062 sq ft

Lot size: 16,552 sqft

Listed with Hom Realty
$829,000 : 152 Avon Street S, St. Paul

5 beds, 2 full, 3 part baths

Home size: 5,670 sq ft

Lot size: 9,147 sqft

Listed with Edina Realty, Inc.
$799,900 : 1574 Mississippi River Boulevard S, St. Paul

4 beds, 2 full, 2 part baths

Home size: 3,500 sq ft

Lot size: 23,086 sqft

Listed with Coldwell Banker Burnet
$795,000 : 19 Summit Court ,Unit 201, St. Paul

3 beds, 3 full baths

Home size: 3,900 sq ft

Lot size: 2,613 sqft

Listed with Edina Realty, Inc.
$795,000 : 2153 Iglehart Avenue, St. Paul

5 beds, 2 full, 3 part baths

Home size: 3,524 sq ft

Lot size: 13,503 sqft

Listed with P L Dorn Company Inc
$795,000 : 2412 Valentine Avenue, St. Paul

2 beds, 1 full, 3 part baths

Home size: 8,500 sq ft

Lot size: 23,958 sqft

Listed with Edina Realty, Inc.
$775,000 : 790 Summit Avenue, St. Paul

7 beds, 2 full, 3 part baths

Home size: 4,806 sq ft

Lot size: 12,632 sqft

Listed with Coldwell Banker Burnet
$750,000 : 1804 Mississippi River Boulevard S, St. Paul

4 beds, 2 full, 2 part baths

Home size: 3,337 sq ft

Lot size: 4,791 sqft

Listed with Edina Realty, Inc.
$739,000 : 641 Lincoln Avenue, St. Paul

5 beds, 2 full, 3 part baths

Home size: 3,564 sq ft

Lot size: 9,147 sqft

Listed with Prodigy Real Estate
$729,000 : 130 Otis Avenue, St. Paul

5 beds, 3 full, 2 part baths

Home size: 4,500 sq ft

Lot size: 14,810 sqft

Listed with Coldwell Banker Burnet
$724,900 : 771 Fairmount Avenue, St. Paul

6 beds, 2 full, 1 part baths

Home size: 3,530 sq ft

Lot size: 6,098 sqft

Listed with Greater Midwest Realty
$724,000 : 489 Grand Hill, St. Paul

11 beds, 6 full, 1 part baths

Home size: 9,399 sq ft

Lot size: 10,890 sqft

Listed with Edina Realty, Inc.
$709,000 : 2219 Saint Clair Avenue, St. Paul

5 beds, 2 full, 2 part baths

Home size: 3,222 sq ft

Lot size: 6,098 sqft

Listed with Edina Realty, Inc.
$699,000 : 477 Holly Avenue, St. Paul

6 beds, 3 full, 2 part baths

Home size: 4,344 sq ft

Lot size: 10,890 sqft

Listed with Coldwell Banker Burnet
$695,000 : 2098 Upper Saint Dennis Road, St. Paul

3 beds, 2 full, 2 part baths

Home size: 3,216 sq ft

Lot size: 16,552 sqft

Listed with RE/MAX Results
$695,000 : 1211 Summit Avenue, St. Paul

5 beds, 3 full, 1 part baths

Home size: 3,673 sq ft

Lot size: 9,147 sqft

Listed with Coldwell Banker Burnet
$689,000 : 302 Summit Avenue ,Unit 3, St. Paul

2 beds, 2 full, 1 part baths

Home size: 2,517 sq ft

Lot size: 2,613 sqft

Listed with Coldwell Banker Burnet
$679,000 : 376 Summit Avenue ,Unit B, St. Paul

3 beds, 2 full, 3 part baths

Home size: 2,500 sq ft

Lot size: 1,306 sqft

Listed with Coldwell Banker Burnet
$675,000 : 201 Otis Avenue ,Unit 2, St. Paul

3 beds, 2 full baths

Home size: 2,512 sq ft

Listed with Coldwell Banker Burnet
$649,000 : 2286 Doswell Avenue, St. Paul

4 beds, 1 full, 1 part baths

Home size: 2,313 sq ft

Lot size: 18,730 sqft

Listed with Coldwell Banker Burnet
$649,000 : 775 Holly Avenue, St. Paul

6 beds, 3 full, 2 part baths

Home size: 5,308 sq ft

Lot size: 4,791 sqft

Listed with RE/MAX Results
$634,900 : 1490 Summit Avenue, St. Paul

6 beds, 3 full, 3 part baths

Home size: 4,371 sq ft

Lot size: 10,018 sqft

Listed with Coldwell Banker Burnet
$625,000 : 674 Mississippi River Boulevard S, St. Paul

4 beds, 1 full, 2 part baths

Home size: 3,233 sq ft

Lot size: 12,632 sqft

Listed with Home Avenue - FSBO
$623,900 : 168 6th Street E ,Unit 4302, St. Paul

2 beds, 1 full, 1 part baths

Home size: 2,240 sq ft

Listed with Coldwell Banker Burnet
$599,900 : 2234 Fairmount Avenue, St. Paul

3 beds, 1 full, 3 part baths

Home size: 2,922 sq ft

Lot size: 6,098 sqft

Listed with RE/MAX Results
$599,900 : 1771 Highland Parkway, St. Paul

4 beds, 1 full, 2 part baths

Home size: 2,605 sq ft

Lot size: 8,712 sqft

Listed with RE/MAX Results
$599,900 : 642 Lincoln Avenue, St. Paul

0 beds, 2 full baths

Home size: 4,112 sq ft

Lot size: 8,712 sqft

Listed with SPARA Realty, Inc
$599,900 : 96 Virginia Street, St. Paul

0 beds, 3 full baths

Home size: 4,488 sq ft

Lot size: 13,503 sqft

Listed with Edina Realty, Inc.
$599,000 : 549 Portland Avenue, St. Paul

4 beds, 2 full, 1 part baths

Home size: 5,000 sq ft

Listed with Coldwell Banker Burnet
$598,500 : 2236 Sargent Avenue, St. Paul

4 beds, 3 full, 1 part baths

Home size: 3,041 sq ft

Lot size: 6,098 sqft

Listed with Edina Realty, Inc.

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Selling Your Roseville Home Today

Roseville Real Estate No Responses »

Sep 062011

Selling a home in Roseville today can be a challenge, especially with the tough competition from nearby short sales and foreclosures. Real estate values have been declining in part because of the lower asking prices offered through banks who need to bring down their real estate owned inventory. Roughly half of the sales in today’s MN real estatemarket has come from traditional home sellers. Are you in the search for help to sell your home listing in Roseville?

It has never been more important to enlist the help of a Roseville real estate agent who understands recent trends in market values. When we visit your home to complete a market analysis, we will compare all of the features of your home to the competing homes for sale in your neighborhood. We will need to look at all of the homes for sold within the past few months to see what the actual sales prices have been. By doing this we will be able to estimate what price a buyer might pay for your home within a reasonable period of market time.

Choices When You Owe More Than The House Is Worth

The challenge for many sellers today is trying to get enough for their house to pay off the their current mortgage. If a property seller owes more on their home loans than what we can sell it for we will either need to discuss paying down the mortgage, going through the process of a short sale, or listing the current house for rent and in order to move to another one. With the quickly rising rents in today’s market, sellers are quite often finding that they can cover all of the expenses for the home through their renter’s income.

Will Rental Income Help Me Qualify?

Lenders have specific guidelines to follow for those Roseville home sellers who have decided rent out their home in order to buy another. Depending on the equity that you have in your home, a mortgage lender may or may not consider the rental income you receive when they qualify you for the new mortgage. The only way to know this is to call a lender to get preapproved.

Once we meet to discuss your home’s current market value it is critical that you go through the process of getting preapproved for a mortgage loan. Your mortgage lender can help you decide which of the options are best whether renting or selling your current house. The process of getting preapproved is free, and if you decide not to proceed, there is no obligation to borrow money. A good mortgage lender will be able to analyze all of the financing options available to you such as MN FHA loans, Conventional, VA, or other types of mortgage loans.

Living in Roseville

There are many great reasons to consider living in the City of Roseville. Located in Ramsey County, and with borders touch both St. Paul and Minneapolis, residents have a convenient commute to a wide variety of employers. Homeowner’s in Roseville also enjoy some of the lowest property taxes in the area partly due to its commerically-zoned land. Home to the original Target and Best Buy stores, Roseville is a major shopping district and has more restaurants per capita than anywhere else in the Twin Cities. Students in the area attend one of the schools in the Roseville Area Schools system, District 623. If you are thinking of buying or selling Roseville real estate agent please give me a call or send me an email.

Let’s Talk!

If you want to learn more about selling your Roseville home call me. I will work with you to complete a competitive market analysis for free. We will discuss all of your available options based on today’s market. Feel free to send me an email or call me.

Showing properties 1 - 50 of 99. See more City of Roseville | Houses | Condos | Townhomes .
(all data current as of 5/21/2013)

$750,000 : 2815 Rice Street, Roseville

0 beds, 0 baths

Lot size: 1.08 ac

Listed with Afton Realty, LLC
$624,900 : 3170 W Owasso Boulevard, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,980 sq ft

Lot size: 24,393 sqft

Listed with TheMLSonline.com, Inc.
$589,900 : 2790 Victoria Street N, Roseville

4 beds, 3 full, 1 part baths

Home size: 3,634 sq ft

Lot size: 6,098 sqft

Listed with Edina Realty, Inc.
$519,000 : 2942 Fernwood Street, Roseville

3 beds, 1 full, 2 part baths

Home size: 3,313 sq ft

Listed with Coldwell Banker Burnet
$510,000 : 2025 Rice Street, Roseville

0 beds, 0 baths

Listed with Results Real Estate
$495,000 : 3253 Old Highway 8, Roseville

0 beds, 0 baths

Lot size: 1.51 ac

Listed with Christianson & Company
$485,000 : 2530 Snelling Curve, Roseville

4 beds, 2 full, 2 part baths

Home size: 3,952 sq ft

Lot size: 15,246 sqft

Listed with MN Real Estate Options
$425,000 : 2884 W Owasso Boulevard, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,749 sq ft

Lot size: 1.93 ac

Listed with C.U.Realty
$399,900 : 1624 Ridgewood Lane S, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,775 sq ft

Lot size: 11,325 sqft

Listed with Keller Williams Integrity RE
$399,500 : 2187 Marion Road, Roseville

7 beds, 2 full, 4 part baths

Home size: 5,292 sq ft

Lot size: 37,461 sqft

Listed with Keller Williams Premier Realty
$384,900 : 2000 Evergreen Court, Roseville

4 beds, 1 full, 3 part baths

Home size: 3,446 sq ft

Lot size: 13,068 sqft

Listed with Edina Realty, Inc.
$360,000 : 2550 Snelling Avenue N, Roseville

6 beds, 1 full, 2 part baths

Home size: 3,675 sq ft

Lot size: 32,670 sqft

Listed with RE/MAX Results
$359,000 : 195 Woodlynn Avenue, Roseville

3 beds, 1 full, 1 part baths

Home size: 2,046 sq ft

Lot size: 2.63 ac

Listed with Edina Realty, Inc.
$349,900 : 600 Iona Lane, Roseville

4 beds, 2 full, 2 part baths

Home size: 3,300 sq ft

Lot size: 13,068 sqft

Listed with Coldwell Banker Burnet
$349,900 : 2925 Mildred Drive, Roseville

4 beds, 2 full, 1 part baths

Home size: 3,073 sq ft

Lot size: 40,423 sqft

Listed with Edina Realty, Inc.
$349,900 : 645 Transit Avenue W, Roseville

3 beds, 1 full, 2 part baths

Home size: 2,198 sq ft

Lot size: 14,374 sqft

Listed with Keller Williams Integrity RE
$319,900 : 2475 Sheldon Street, Roseville

3 beds, 2 full, 1 part baths

Home size: 2,596 sq ft

Lot size: 10,454 sqft

Listed with Edina Realty, Inc.
$319,500 : 3055 Highpointe Curve, Roseville

2 beds, 1 full, 2 part baths

Home size: 2,317 sq ft

Lot size: 3,049 sqft

Listed with Coldwell Banker Burnet
$299,900 : 2609 Snelling Curve, Roseville

0 beds, 0 baths

Lot size: 1.50 ac

Listed with RE/MAX Specialists
$299,900 : 1746 Skillman Avenue W, Roseville

4 beds, 1 full, 3 part baths

Home size: 2,461 sq ft

Lot size: 11,761 sqft

Listed with Better Homes and Gardens Real Estate-All Seasons
$299,000 : 696 County Road B W, Roseville

0 beds, 0 baths

Listed with RE/MAX Results
$294,900 : 1781 Skillman Avenue W, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,862 sq ft

Lot size: 10,018 sqft

Listed with RE/MAX Results
$289,900 : 1741 Millwood Avenue, Roseville

5 beds, 1 full, 1 part baths

Home size: 2,122 sq ft

Lot size: 10,890 sqft

Listed with Coldwell Banker Burnet
$289,900 : 1350 Sextant Avenue W, Roseville

3 beds, 1 full, 1 part baths

Home size: 2,318 sq ft

Lot size: 14,810 sqft

Listed with Executive Associates Realty
$279,999 : 2940 Old Highway 8, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,239 sq ft

Lot size: 24,829 sqft

Listed with Edina Realty, Inc.
$279,900 : 1190 Sextant Avenue W, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,846 sq ft

Lot size: 10,018 sqft

Listed with Edina Realty, Inc.
$279,900 : 915 County Road B W, Roseville

4 beds, 2 full, 1 part baths

Home size: 2,200 sq ft

Lot size: 30,492 sqft

Listed with Re/Max Synergy
$279,900 : 2766 Arona Street, Roseville

2 beds, 2 full, 1 part baths

Home size: 2,055 sq ft

Lot size: 2,613 sqft

Listed with Coldwell Banker Burnet
$270,000 : 1943 Rice Street, Roseville

0 beds, 0 baths

Lot size: 37,026 sqft

Listed with Parkview Real Estate Associates, Inc.
$259,900 : 1810 County Road C2 W, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,976 sq ft

Lot size: 12,632 sqft

Listed with Edina Realty, Inc.
$259,900 : 1960 Dale Street N, Roseville

4 beds, 3 full, 1 part baths

Home size: 2,976 sq ft

Lot size: 10,018 sqft

Listed with Keller Williams Premier Realty
$259,900 : 388 Transit Avenue, Roseville

4 beds, 1 full, 2 part baths

Home size: 1,622 sq ft

Lot size: 13,503 sqft

Listed with Coldwell Banker Burnet
$249,900 : 2814 Huron Street, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,560 sq ft

Lot size: 10,018 sqft

Listed with Edina Realty, Inc.
$248,000 : 2727 Lexington Avenue N, Roseville

0 beds, 0 baths

Lot size: 2.55 ac

Listed with Coldwell Banker Burnet
$247,500 : 1726 Eldridge Avenue W, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,594 sq ft

Lot size: 11,761 sqft

Listed with RE/MAX Specialists
$240,000 : 1179 Burke Avenue W, Roseville

4 beds, 1 full, 1 part baths

Home size: 3,362 sq ft

Lot size: 10,018 sqft

Listed with Coldwell Banker Burnet
$229,900 : 2436 Albert Street N, Roseville

4 beds, 1 full, 2 part baths

Home size: 2,390 sq ft

Lot size: 11,761 sqft

Listed with Lakes Area Realty
$229,800 : 2210 Irene Street, Roseville

3 beds, 1 full, 1 part baths

Home size: 2,148 sq ft

Lot size: 16,988 sqft

Listed with RE/MAX Specialists
$225,000 : 718 Emerald Ridge, Roseville

2 beds, 1 full, 2 part baths

Home size: 2,576 sq ft

Lot size: 4,356 sqft

Listed with Coldwell Banker Burnet
$225,000 : 2092 Fairways Lane, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,276 sq ft

Lot size: 10,890 sqft

Listed with Enterra Realty
$224,995 : 764 Terrace Drive, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,760 sq ft

Lot size: 14,374 sqft

Listed with RE/MAX Results
$224,900 : 1755 Farrington Street, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,413 sq ft

Lot size: 11,761 sqft

Listed with Counselor Realty, Inc.
$224,900 : 3037 Highpointe Curve, Roseville

1 bed, 1 full, 1 part baths

Home size: 1,729 sq ft

Lot size: 3,049 sqft

Listed with Real Estate Masters, Ltd.
$215,000 : 1285 Burke Avenue W, Roseville

3 beds, 1 full, 1 part baths

Home size: 2,082 sq ft

Lot size: 6,534 sqft

Listed with Tangletown Realty
$215,000 : 1869 Oxford Street N, Roseville

3 beds, 1 full, 1 part baths

Home size: 1,881 sq ft

Lot size: 19,602 sqft

Listed with Executive Realty
$214,900 : 756 Grandview Avenue W, Roseville

3 beds, 1 full bath

Home size: 1,192 sq ft

Lot size: 10,018 sqft

Listed with Coldwell Banker Burnet
$209,900 : 2050 William Street, Roseville

3 beds, 1 full bath

Home size: 1,589 sq ft

Lot size: 13,068 sqft

Listed with RE/MAX Results
$199,900 : 2777 Arona Street, Roseville

2 beds, 1 full, 1 part baths

Home size: 1,663 sq ft

Lot size: 1,306 sqft

Listed with Edina Realty, Inc.
$199,000 : 2077 Cohansey Boulevard, Roseville

4 beds, 1 full, 1 part baths

Home size: 1,990 sq ft

Lot size: 18,730 sqft

Listed with RE/MAX Results
$198,500 : 2731 Mackubin Street ,Unit 20, Roseville

2 beds, 1 full, 2 part baths

Home size: 1,848 sq ft

Lot size: 1,742 sqft

Listed with Coldwell Banker Burnet

Listing information deemed reliable but not guaranteed. Read full disclaimer.